I think a BANK would be very useful, so you can loan money, with interest rate. The maximum sum you can loan can be limited by user level. The redeem can be set to a period... if you don't pay, the money will be deducted from your account...

I'm level 5, but i can't afford to buy players from the School. A player with talent 8, costs 160.000. I should make this money in one day... i can't make them in 1 week...

I know this game is based on boosters, but you must give equal chances to everybody. Best players in this game are those with Magnate ranks. I wonder will they be so good without boosters? A fair game, would give better reports or statistics to those who pay real money for this, not in-game money, not increased experience, etc... IT'S NOT FAIR!

So... at least make a Bank, for "poor" users like me
Thx

What are you always crying, saying if the VIP-4 then it is a super player, he had a lot of money, etc we all started without VIP, who have the opportunity to buy VIP - that it and buy! Do not like the VIP players, create a union type "We are opposed to VIP" , and play yourself!
Or do you think that if a player bought a VIP he immediately appear pile of money? This is not true! In this game, money brings the stadium, the more you have the stadium, the more money you get from it if you do not have normal stadion in lvl 5, you only himself to blame for this, and why should not all be blamed VIP players!
Good luck

In all football manager games, "boosters" gives you advanced reports and things like that, not advantage in games in front of another players. This is what i'm trying to say...

I agree with gigikent7

I would be very surprised if you would not agree with him:)))

your attitude sucks! i came up with a suggestion, that's all. if you don't like it, skip it.

admins, please close this topic. it seems that no suggestion is welcomed here!

btw, Rock, the support team asked me to post my suggestion to the forums. at first i only sent it to them...

i think it is a very good idea
a bank should give the money with some interest ( for example 15% and a period you should return it for example 7, 14 or 21 days)

it would be great for players that can earn that money for 7, 14 or 21 days but they need it immidiatelly (some player on the list)

it would also be cool to invest in such a bank with interest (i invest 1 000 000 and get a interest of 1/2 15% (just an example :-D ))

i am sure there are PLENTY of users who like this idea eather they wanna give or take the money.

admins should think about it if it is possible, i think it would be a great improvement to the game, as in real football there are banks and loans too

good luck in the game to everyone

I agree with the idea with the introduction of the bank. Primarily, this would help lower lvls to buy players who may have a shortage of money. I think that this would reduce the sales between the players and the possible machinations. The bank can be designed so that players who want the entrance to her and to earn a particular interest. Of course it is possible and does not return the loan (as in normal life:) ) but that can be regulated by certain penalties such as purchased players put under suspension until the loan is returned, ... And yes, the credit would be dependent on the lvl-s.

Absolutely support the idea

I think bank could be usefull for lower levels but with high interest rate...
That ideia is brilliant...

but i think ppl think wrong about level 4 vips, the advantages is only experience on the players no magnate is rich on the game cause they magnate i know many players that are some of best managers without magnate rank=)

anyway we want bank ehehhe

thanks everyone for supporting my idea. i hope some admin see this topic

Do not play on rates, build the stadium and will have more money than necessary and do not need any bank, loans, etc. Of course, if a lvl 5 have stadium with 500 seats, and he loses on rates,instead build staium, he had no such ideas appear .... This is my opinion, if someone does not like it is your problem!

what's the use of building a 3000 seats stadium, if my attendence is 200-500? when i reach the maximum attendence of 500, i gain $50. i will be very rich this way, for sure!

When I was 5 lvl I had a stadium of about 10,000, and the money not needed as developing their team and their stadium, if you do not care about the development of their team, it's only your problem. Many people lose out on bids, sell the team and finish the game, if you enter a bank and a variety of loans, more people will borrow to play them on the rates and end the game, I think this is not an option as a utopia.

Bad idea.

Keep elaborating on this idea - we'll see where it goes...

Its still not clear. Keep talking about it

I think a bank is a good solution for ppl who need money immidiatelly, and can earn that money in 7 days and then return it
i am talking about ppl who doesnt play 24/7, 7 days a week all year ( and 152 games a day )
offcourse that ppl have money

bank is a great solution for lvl 5, 6 or even 7 who doesnt have too many fans

all the best
CK

And if they do not return the money, they are banned until pay that in boosters?

You will see many closed accounts

whis reason: transfer violation

With reason: Unable to repay money taken from the Bank Start again and don't make same mistake

his Money will be on minus. so every money he wins will be taken by the bank, until he covers the loan and his balance will be on plus.

take credit, buy players from friend's team, and start again, and repeat it

Do not search easy ways. Bad idea

This would be very easy, to transform why dont make an union bank?

Till now the unions you just win the power to make tourneys right?and from level 7 the tourneys are with silly prices, reall overpriced...


So why the admins dont give to the union a bank that can loan money to players in the way that if the player dont pay is fault of the guild to thrust on him ?

i think is very reasonable ideia

ENGLISH ONLY topic

ENGLISH ONLY topic

Not a reasonable idea - everyone will be cheating.




Start again, as in "Start with lvl 0" New account

Why cheating? If you need 300k to make a guild just limitate the loans at 150k so is now way to cheat, i mean cuase for example our guild have 1200 persons so you think anybody would cheat? off course the guild need to knew if thrust or not who loan the money, but if you limitate the loans is no way to create a guild just to repass money would be non sense, i dunno how would be possible to cheat this way...

i think it is a good idea. the money will be loaned from union's finance. the admin of the union decide to give a player a loan, if he donated money to the union, if he's a good player, etc...

and how to decide if player good or bad?

look at União da Lingua portuguesa if everyone want to loan some money where they take such sum of money?

Simple transnition, would be decided by union, like analise if they paying the quotes for last 30 days for example and so on, is loads of topics that can make you decide for a yes or not, depending as well for time of playing if would quit soon or not, if the guild loose the money so is cause of bad choice of the guild, would be there responsability..

I think it is a hemorrhoids as for admins as for heads of unions.If 300 ppl of your union ask to loan money how can you analise all requests ? It is unreal and needlesly.Every of us played and build our teams without banks and have good teams

What if founder/owner of the union takes all that money?



Silliest idea ever, but possible if 1000 limitations are put in use of the bank, making it useless

Callzeke i talk for meself that put there on union over 2million, lol so why would i take it out? is why i said limitate the loan to 150k you understand now?if i wasted 300k to create union why would i mess it up for 150k?

Keep bringing ideas about bank.

As of right now, in the state you want it to work, its not possible.

Keep talking, though. I think something might come out of it.

I think it could be based on a daily payment. The interest rate would be based on the number of days of the rent, for instance, 4% for 5 days, 6% for 10, 7,5% for 15. In my example the daily payment where calculated with a excel spreadsheet. For instance, if the player makes a loan of 10.000:

Loan: $10.000
Days: 5 10 15
Interest: 4,00% 6,00% 7,50%
Daily Pay: -$2.246 -$1.359 -$1.133
Total Paid -$11.231 -$13.587 -$16.993

So the player would pay 2.246, 1.359 or 1.133 at the end of the day, for 5, 10 or 15 days depending of the choice of days.

Payment is made automatically at the end of the day. If a player doesn't have enough money to make the payment, his account becomes negative, and he can't make any more loans, buy or rent players, etc... As an added penalty of having a negative account maybe the masseur, doctor and psychologist, or any kind of restoration cannot be used, since the player does not have any money to pay staff salaries (not that staff salaries need to be payed, but you get the point).